Services
- KAJ Consultants
Our Experience & Expertise
A few of the reasons businesses across the UK as a trusted extension of their own team.
Qualified & Trusted
As ACCA Chartered Certified Accountants, your finances are in fully regulated, professional hands — accurate, compliant and done properly.
Always Available
It's unlikely your business runs 9 to 5, so neither do we. Our lines of communication stay open whenever you need us, wherever you're based.
Experienced
Our clients come from a broad range of backgrounds and sectors — so whatever your industry, chances are we've handled something like it before.
Focused on Growth
We look beyond compliance to help your business move forward, spotting opportunities and giving practical advice that supports real, lasting growth.
Quality You Can Count On
We take pride in getting the details right. Every client receives the same careful, high-quality service — whatever the size of their business.
A True Partnership
We're more than your accountants. We take time to understand your goals and work alongside you as a genuine part of your team.
Interested in speaking to us? If you have any questions, please feel free to drop us a line. We’d love to hear from you!
Compliance Services
We provide a full range of compliance services to support every aspect of business administration. We’ll make sure your accounts are prepared in the correct format, your statutory books and company secretarial records are kept up to date, and all statutory returns are filed on time. In short, we make sure everything is in the right format, in the right place, at the right time — leaving you free to concentrate on running your business.
Our compliance services include:
- Annual accounts
- Corporation tax returns
- Company secretarial services
- Payroll, including Real Time Information (RTI) and pensions auto-enrolment
- VAT returns and Making Tax Digital (MTD) compliance
Support Services
The combination of your business knowledge and our support services helps your business grow and increase profitability.
Management accounts and information — reliable, regular management information is vital to any business. We get to know your business so we can prepare monthly or quarterly management accounts and suggest practical ways to improve profit and support growth, giving you accurate figures to base your decisions on.
Payroll — running a payroll can be time-consuming and complex. We can install and run payroll software, handle RTI submissions and manage auto-enrolment, freeing you to focus on your core business, whatever the size of your team.
Bookkeeping — we handle all your bookkeeping needs, at your premises or ours. Whether you need us to write up the books or simply add the finishing touches, we’ll keep your records accurate and ready when you need them.
Business planning and forecasts — every business should plan ahead, but day-to-day pressures often get in the way. We’ll help you build meaningful, robust financial forecasts as part of a clear business plan.
Liaising with banks and institutions — drawing on years of experience, we support you through what can be a daunting process when dealing with banks and other financial institutions.
Cloud Accounting (Xero)
Move your finances online and see exactly how your business is doing — anytime, anywhere. As Xero users ourselves, we help you choose the right software, set it up, migrate your existing data and train your team, so your books are always up to date and your figures are available at the touch of a button.
Cloud accounting means fewer manual errors, automatic bank feeds, easier VAT and Making Tax Digital compliance, and real-time collaboration with us throughout the year — not just at year-end. Whether you’re starting fresh or switching from spreadsheets or desktop software, we’ll make the transition smooth.
What we help with:
- Xero setup and configuration tailored to your business
- Migration from spreadsheets or other accounting software
- Bank feeds and app integrations for invoicing, expenses and payroll
- Training and ongoing support for you and your team
- Real-time reporting and Making Tax Digital compliance
Taxation
“In this world nothing can be said to be certain, except death and taxes.” — Benjamin Franklin
Self Assessment
Self Assessment
We take the stress out of your personal tax return — advising how to legally reduce your liability, handling the calculations, and filing everything correctly well before the deadline, so there’s never a last-minute panic in January.
For property landlords
Tax on rental income is one of the most talked-about areas in the UK right now, thanks to Making Tax Digital (MTD) for Income Tax. From April 2026, landlords whose combined gross income from property and self-employment tops £50,000 must keep digital records and send HMRC quarterly updates through approved software, replacing the once-a-year tax return. That threshold drops to £30,000 in April 2027 and £20,000 in April 2028 — so most landlords will be affected before long.
It’s a big change, but you don’t have to navigate it alone. We’ll tell you exactly when MTD applies to you, get you set up on compatible software like Xero, handle your quarterly submissions and final declaration, and make sure you’re claiming every allowance you’re entitled to — keeping you compliant, penalty-free and free to focus on your portfolio.
For side hustles and content creators
Turned a hobby into a money-maker? Whether you’re selling online, freelancing on the side, or earning through YouTube, Instagram or TikTok, that income may need declaring — even the gifts and freebies. Once your combined gross side income tops the £1,000 trading allowance in a tax year, you’ll usually need to register for Self Assessment.
And HMRC is watching more closely than ever: platforms like eBay, Vinted, Etsy, Airbnb and the major social networks now share earnings data directly with HMRC, so under-reporting is far riskier than it used to be. We’ll work out exactly what you owe, make sure you claim every allowable expense, and keep you fully compliant — so your side income stays a bonus, not a worry.
Corporation Tax
Under Corporation Tax Self Assessment, the legal responsibility for correctly calculating your tax liability rests with you as a business owner. We understand the issues facing owner-managed businesses and will prepare your returns accurately and on time, calculate your liability, and help with any quarterly instalment payments. Effective corporate tax planning can deliver real improvements to your bottom line.
HMRC investigations and enquiries
Being the subject of an HMRC investigation can be stressful and worrying. We have extensive experience handling enquiries, from individual tax returns to detailed company investigations and PAYE/P11D reviews, and will provide expert help and support throughout.
Testimonials
Danny C, Director
Passenger Water Transport
Switching to KAJ was the best decision we made. After years of chasing our previous accountant, it’s a relief to have a team that actually responds, keeps us compliant without the stress, and gives clear, honest advice. I couldn’t recommend them more highly
Varsha L
Office Manager
As office manager, I’m the one who deals with KAJ day to day, and they make my job so much easier. Every month our payroll is run without a hitch, and come year-end they handle the accounts from start to finish — telling me exactly what they need and taking care of the rest. I no longer lie awake worrying about deadlines or whether everything’s been done correctly. They’ve taken the stress of the company’s finances completely off my plate, and I honestly couldn’t manage without them
Sandip S, Non- Resident Property Landlord
KAJ have handled my UK property tax returns for several years now, and honestly I barely have to think about it. They tell me what they need, chase up anything outstanding, prepare and file everything on time, and let me know exactly what’s due and when — all managed start to finish without any fuss, even with me being overseas. The whole process is completely seamless, and it gives me total peace of mind